A mother of two shared her strategy for making the most of the summer break with just a £50 weekly budget for her children’s activities. Kelly Miles, 33, aimed to create lasting memories for her 12 and 10-year-old without overspending. Over the past two years, she has strictly managed a budget of £200, opting for cost-effective local options like free swimming sessions for kids under 12, library visits, and beach outings. Kelly uses Monzo pots to save for pricier outings.
With the increasing cost of living, Kelly has increased her budget to £300 this year, translating to £50 per week. She emphasizes the often underestimated expense of food and ensures she is well-prepared by carrying packed meals and snacks in an insulated backpack for her children.
Reflecting on her experience as a single mother on benefits, Kelly from Portsmouth, Hampshire, stressed the importance of budgeting to avoid debt. She advises leveraging local free resources and affordable day trips to stretch the budget effectively. Kelly strategically saves between £400 and £500 annually by planning ahead and setting aside funds in a Monzo pot for special outings to places like local mud trails, aquaparks, and theme parks with Merlin annual passes.
By gradually contributing to the pot throughout the year after covering essential expenses, Kelly maintains financial discipline. She encourages others to adopt a similar approach, especially gearing up the savings closer to summer to ensure a memorable holiday period. As her children grow older, she acknowledges the shift in their preferences for activities and the need for additional funds to accommodate their interests.
Kelly stresses the significance of food expenses during outings and recommends bringing homemade items like pizza rolls and pancakes to cut costs and add excitement to the meals. She also highlights the importance of carrying water bottles to avoid expensive drinks at attractions like Thorpe Park. Kelly’s essential items for budget-friendly outings include an insulated backpack, quality water bottles, and pre-purchased beach essentials from discount stores.
In conclusion, Kelly’s budgeting tips offer a practical and sustainable approach to enjoying summer activities without overspending. She emphasizes the value of planning ahead, being mindful of hidden costs, and making smart choices to create cherished memories without financial strain.
